Management | Enact Holdings, Inc.

Rohit Gupta is the President, CEO and Director of Enact Holdings. Passionate about helping more people responsibly achieve and maintain the dream of homeownership, Rohit works with lenders, regulators, and policy leaders to advocate for the value of mortgage insurance to a sustainable housing finance system. Prior to being named CEO, Mr. Gupta held the positions of Chief Commercial Officer & Senior Vice President of Products, Intelligence and Strategy, as well as Vice President – Commercial Operations, in Enact’s Mortgage Insurance business. Mr. Gupta served as chairman and remains a Board member of the U.S. Mortgage Insurers trade association. He also serves on the Boards of the Mortgage Bankers Association and Housing Policy Executive Council. In addition, Mr. Gupta served on the board of Aqua Finance, a consumer finance company owned by Blackstone, from 2020 to 2022, and previously served on the board of Sagen, Canada’s largest private mortgage insurance provider, from 2016 to 2019. Mr. Gupta is a catalyst for community change and served as the chair of the Enact Foundation Board from 2018 to 2021, and currently serves as a board member of Pratham USA’s Raleigh chapter. Mr. Gupta began his career with FedEx in Strategic Marketing in 1998 where he was responsible for competitive intelligence and market analysis supporting FedEx senior management. He was hired by GE Capital as a Product Manager responsible for growing a new business line for an Information Technology business. Between 2003 and 2007, he held various marketing and commercial roles. Mr. Gupta has an MBA in Finance from University of Illinois at Urbana Champaign and an under-graduate degree in Computer Science & Technology from Indian Institute of Technology.

Dean Mitchell is Executive Vice President (EVP) and Chief Financial Officer (CFO) at Enact Mortgage Insurance. Dean held the CFO position on an acting basis since August 2011 and was promoted to CFO/SVP in January 2012. Prior to that, Dean was Vice President, Capital Management for the U.S. Mortgage Insurance segment. Dean joined Enact in June 2004 as a member of the Global Capital Management group.

Prior to Enact, Dean was Treasurer of Reichhold, Inc., a global chemical manufacturer located in Research Triangle Park, North Carolina, and held the Director of Treasury role at Business Telecom, Inc., a privately held telecommunications provider located in Raleigh, North Carolina.

Dean earned a Bachelor of Science in Business from Wake Forest University in Winston-Salem, North Carolina, and holds an MBA from the University of North Carolina at Wilmington. He resides in Raleigh, North Carolina with his wife and two sons.

Evan Stolove is our Executive Vice President, General Counsel and Corporate Secretary and is responsible for legal, compliance, privacy, state government affairs and GSE relations functions. Mr. Stolove served as our Senior Vice President, General Counsel and Secretary from July 2017 to May 2021. Mr. Stolove is also the current Executive Vice President, General Counsel and Corporate Secretary for EMICO, a role he assumed in August 2016. Prior to joining EMICO, Mr. Stolove served as Vice President and Deputy General Counsel from July 2011 to July 2016, and Associate General Counsel from September 2004 to June 2011, at Fannie Mae. From September 1996 to August 2004, Mr. Stolove was in private practice with the law firm of Arent Fox PLLC in its commercial litigation practice. Prior to that, he clerked for judges at the U.S. District Court for the District of Maryland and the Maryland Court of Appeals. Mr. Stolove received his undergraduate degree in Religious Studies and Psychology from the University of Michigan and a J.D. with honors from the University of Maryland School of Law.

Michael Derstine is our Executive Vice President and Chief Risk Officer and is responsible for risk management, pricing, credit policy, quality assurance and actuarial. Mr. Derstine served as our Senior Vice President and Chief Risk Officer from March 2013 to May 2021. Mr. Derstine is also the current Executive Vice President and Chief Risk Officer for EMICO, a role he assumed in January 2013. Prior to that time, Mr. Derstine held various positions at Republic Mortgage Insurance Company beginning in May 2002 including: Mortgage Valuation Manager, Pricing Group Manager and Vice President of Risk Management, Quality Assurance, and Analytics. Mr. Derstine began his career with TE Connectivity, a global technology firm, in 1992, where he was a Product Development Design Engineer. Mr. Derstine has a B.S. degree in Mechanical Engineering from Messiah College and an M.B.A from Wake Forest University’s Babcock Graduate School of Management.

Duane Duncan is our Senior Vice President – Government and Industry Relations, leading the development of policy positions and maintaining relationships with policymakers, trade associations, stakeholders and influencers at the state and federal levels, as well as key international organizations. Duane currently serves on the Board of the Congressional Institute and on the Board of the National Housing Conference. Prior to joining Enact, Duane was a principal with DSD Capitol, a government relations and lobbying practice specializing in financial services and housing finance matters. He represented numerous firms and trade associations with priorities before the Administration, federal regulators and on Capitol Hill. Duane also served as Senior Vice President of Government and Industry Relations with Fannie Mae where he was responsible for legislative, policy and political engagement with Capitol Hill and the Administration. Prior to joining Fannie Mae, Duane served for five years as Chief of Staff and Counsel for Congressman Richard Baker (R-LA) who Chaired the House Financial Services Subcommittee on Capital Markets, Insurance & GSEs. He is a graduate of Randolph-Macon College, earned his law degree from George Mason University, and is a member of the Virginia State Bar.

Brian Gould is our Executive Vice President and Chief Operations Officer, as well as for EMICO. Mr. Gould previously served as our Vice President, Operations for EMICO, a role he assumed in November 2018, where he was responsible for claims, underwriting and analytics. Prior to joining EMICO in November 2018, Mr. Gould served as a consultant for Freddie Mac beginning in January 2018 after spending 18 years with United Guaranty Corporation. Mr. Gould held roles of increasing responsibility at United Guaranty Corporation including Pool Operations Manager, Vice President of Corporate Development and Chief Operating Officer. He began his career at State Farm Insurance Company in 1994 as a Claims Specialist. Mr. Gould received a B.S. degree in Economics from the University of North Carolina – Chapel Hill and an M.B.A. from University of North Carolina – Greensboro. He also holds designations as an Associate in Claims and Chartered Property Casualty Underwriter.

Neenu Kainth is the Chief Customer Experience Officer at Enact Mortgage Insurance, where she oversees the end-to-end customer strategy and experience including customer success and digital integrations. Prior to joining Enact in 2022, Neenu served as the Chief Digital Officer at Mr. Cooper and Newrez where she led digital transformation across all lines of business for consumer-facing functions. Neenu is a seasoned digital transformation leader, customer experience architect, and product innovation expert with over 20 years of experience driving digital innovations and transformations at Fortune 500 companies. Neenu began her career in technology product development and held a number of senior roles at Verizon and Comcast where she was responsible for product management, technology development, pricing, revenue, and cost management for the consumer lines of business. Neenu holds an Executive MBA from the Wharton School of Business and Bachelor’s and Master’s degrees in Computer Science from Arizona State University. Neenu has been recognized by HousingWire Magazine as one of their “Vanguard” and “Women of Influence” award winners, as well as Dallas Business Journal’s “Women In Technology.” Neenu resides in Raleigh, NC with her husband and daughter.

Susan Sullivan is our Senior Vice President – Chief Human Resources Officer, overseeing the overarching people strategy, and leads employee relations, internal communications, learning & development, and facilities teams. Susan joined the company in 2008 as the HR Leader for multiple functions and was promoted to her SVP role in December of 2011. Prior to joining Enact, she held leadership and executive positions at Misys Healthcare Systems (Now Allscripts) leading several HR initiatives and programs for various business units during her tenure. Susan holds a bachelor’s degree in Business & Economics from St. Andrews Presbyterian University. She has multiple HR certifications and has completed executive education programs at universities including University of North Carolina Kenan-Flagler Business School, University of Virginia Darden Business School, and Duke University. She is also a Lean Six Sigma Yellow Belt.

Matt Young is our SVP – Sales, leading Enact’s sales organization, including corporate, national, regional, and inside sales teams. Prior to joining Enact in July 2012, Matt led regional sales teams as Vice President of Sales at Wells Fargo Home Mortgage, which included ownership of growing funded volume and responsibility for sales planning/analysis. Matt began his career in 1990 as a member of GE’s Technical Leadership Program. Upon completion of this program, he held a number of roles in Sourcing, Six Sigma and Sales, among other functions, while working at GE Aviation, GE Card Services and GE IT Solutions. He entered the mortgage industry in 2003, joining GE Mortgage Insurance as the Vice President of Salesforce Effectiveness. He later managed regional sales teams at GE Mortgage Insurance where he was recognized as the top performing Regional Vice President of Sales in two successive years. Matt earned an MBA in management from Miami University-Oxford,OH, and has a BS degree in business from Michigan State University. He resides in Charlotte, NC.

Marc Zinner is the Chief of Staff to President & CEO Rohit Gupta at Enact Mortgage Insurance, where he supports the CEO in overseeing the operations of the company and leads strategic planning processes across the organization. Since joining Enact in 2004, Marc has held positions in Customer Solutions, Operations, and Government/GSE Relations. Prior to Enact, he held Financial Planning & Analysis, Pricing, and Process Improvement (Six Sigma) roles at General Electric. Prior to General Electric, Marc served ten years in the U.S. Marine Corps. Marc earned a Bachelor of Science degree from Vanderbilt University and a Master’s degree in Systems Management from the Naval Postgraduate School in Monterey, California.